What Does Echelon Do With Your Personal Information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and payment history
- Transaction history and credit history
- Account transactions and employment information
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Echelon Bank chooses to share; and whether you can limit this sharing.
Questions?
Call (727) 635-3840. You can also access the bank’s full Privacy Policy by visiting our website at www.echelon.bank/privacy-policy.
| Reasons we can share your personal information: | Does Echelon Bank Share? | Can you limit this sharing? |
| For everyday business purposes, such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. | Yes | No |
| For our marketing purposes to offer our products and services to you. | Yes | No |
| For joint marketing with other financial companies. | Yes | No |
| For our affiliates’ everyday business purposes(information about your transactions and experiences). | No | We don’t share. |
| For our affiliates’ everyday business purposes (information about your creditworthiness). | No | We don’t share. |
| For nonaffiliates to market to you. | No | We don’t share. |
What We Do
How does Echelon Bank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Echelon Bank collect my personal information?
We collect your personal information, for example, when you:
- Open an account or apply for a loan
- Make deposits or withdrawals from your account or provide employment information
- Show your driver’s license
We also collect your personal information from other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
- Sharing for affiliates’ everyday business purposes — information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Echelon Bank has no affiliates.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Echelon Bank does not share with nonaffiliates so they can market to you.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Our joint marketing partner(s) include Credit Card Companies, Merchant Services/Card Processing Companies, Check Printing Companies.
Institutions within Echelon Bank
TBCBC, LLC
PRIVACY DISCLOSURE
Mobile Banking
What Does Echelon Do With Your Personal Information in the Mobile Application?
Why?
The mobile application requests access to information stored on your device, such as location, camera, contacts, or other features you are enrolled in to enrich and simplify your own user experience and improve our services, as well as provide additional security to protect your account. It is important for you to understand that:
- Before granting access to this information, you will be prompted to give the application that permission.
- If you do not wish to grant that permission, you may decline.
- If you later change your mind, those permissions can be updated in your device settings.
What?
The types of personal information we collect depend on the product or service you use through our Mobile App. Some examples of information our app will request access to are:
- Location
- Contacts
- Camera
How?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
The application information is retained in accordance with state and federal record retention laws. Please contact us to determine specific timeframes for your personal stored information and if that information may be deleted.
Questions?
Call (727) 635-3840 or go to www.echelon.bank/privacy-policy.