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Certificates of Deposit (CDs)

Lock In a Rate. Watch It Grow.

When you know you won’t need the funds right away, a CD is one of the smartest places to put them.

Echelon’s CDs offer guaranteed, fixed-rate returns with terms that range from 12 to 60 months. When you know you won’t need the funds right away, it’s a straightforward way to lock in a rate and earn with confidence while growing your savings.

There are no surprises, just a rate you lock in today and earnings you can count on. IRA-eligible options are also available for those planning ahead. With a range of term options, you can choose what aligns best with your own timeline.

  • 12-Month CD
  • 18-Month CD
  • 24-Month CD
  • 36-Month CD
  • 48-Month CD
  • 60-Month CD
  • IRA CDs — available across all terms

Key Details

  • Minimum opening deposit: $1,000
  • Fixed rate locked at time of opening
  • Interest compounded daily
  • IRA eligible on all terms
  • Early withdrawal penalties apply — ask for details
  • FDIC insured up to $250,000 per depositor

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